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    Hoover Insurance NW
    Happy family with their pet

    Pet Insurance

    Help protect your furry family members with customizable pet insurance coverage for unexpected accidents and illnesses.

    Products > Partner Products > Pet Insurance

    What is pet insurance?

    Pet insurance helps you pay for unexpected veterinary bills if your dog or cat gets sick or injured. By reimbursing you for eligible medical expenses, pet insurance provides peace of mind and allows you to focus on getting your pet the best care possible, rather than worrying about the cost.

    Whether it's an emergency surgery, treatment for a chronic illness, or just a routine checkup (if you opt for wellness coverage), pet insurance can be a financial lifesaver for pet parents.

    How does pet insurance work?

    1. Visit the Vet

    Take your pet to any licensed veterinarian, specialist, or emergency clinic for treatment.

    2. Submit a Claim

    Pay your vet bill, then easily submit your claim online or through an app along with the invoice.

    3. Get Reimbursed

    Receive your reimbursement quickly via direct deposit or check for eligible expenses.

    What does pet insurance cover?

    Most comprehensive pet insurance plans cover unexpected accidents and illnesses. You can often customize your plan to fit your budget and your pet's needs.

    Accidents & Injuries

    Coverage for broken bones, bite wounds, swallowed objects, toxic ingestions, and other sudden emergencies.

    Illnesses & Diseases

    Coverage for cancer, arthritis, allergies, digestive issues, infections, and chronic conditions.

    Optional Routine Care

    Add-on coverage available for preventative care like annual exams, vaccinations, flea/tick prevention, and dental cleanings.

    What isn't covered?

    Like most insurance, pet insurance typically does not cover pre-existing conditions (conditions that occurred before coverage began or during a waiting period), grooming, or cosmetic procedures.

    How It Works

    Getting started is easy!

    1

    Tell us what you need

    Start online or call our office. It only takes a few minutes.

    2

    We compare options

    Our team shops multiple carriers to find the right fit.

    3

    You choose with confidence

    We explain the differences before you decide.

    Ready to compare your coverage options?

    Prefer to talk first?

    Call 360-658-4149
    Our Team - Hoover Insurance NW in Everett, Washington

    When something happens, we're there.

    Insurance should not feel confusing when life gets stressful. Our team helps you understand your coverage, navigate next steps, and get connected with the right carrier support when a claim happens.

    Policy Review Support

    We make sure your coverage still fits your life.

    Claims Guidance

    We walk you through the claims process.

    Renewal Checkups

    We review your policy annually for gaps and savings.

    Local Advisor Access

    Talk to a real person who knows you.

    Trusted by Washington
    families & businesses

    4.9
    (120+ Combined Reviews + Growing)

    "Hoover Insurance NW took the time to explain everything and found us better coverage for less. Highly recommend!"

    – Sarah M., Arlington

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    – Jason R., Marysville

    "Great local broker! They helped us bundle home and auto and saved us over $800 a year."

    – Melissa T., Everett

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