Motorcycle Insurance
Get a motorcycle insurance quote today and see how much you could save with Hoover Insurance NW.
Motorcycle insurance issued by Hoover Insurance NW
Can you ride with confidence on a budget?
Every rider appreciates keeping costs low. However, at Hoover Insurance NW, our priority is making sure you ride with the peace of mind that comes from solid protection. When evaluating your options, finding the sweet spot between cost and coverage is key. By taking advantage of our various discount programs, you can lower your premium without compromising your safety net. We encourage stacking multiple discounts to maximize your savings. Whether you're on a sport bike, a cruiser, or a touring model, we can help you find a rate that makes you smile.
Motorcycle insurance discounts & savings
Find discounts and more savings for motorcycle insurance with Hoover Insurance NW.
Multi-policy discounts
You could save by bundling your motorcycle and auto or home policies. Insure multiple vehicles on your policy for more potential savings.
Learn more about bundlingSafety course discount
Riders who have completed an approved motorcycle safety course can get discounts and savings on their insurance.
Learn about safety discountsMore motorcycle discounts
Find discounts for preferred operators, paying in full, and more ways to save based on how you ride.
Learn about savingsMotorcycle insurance coverage types
We let you pick and choose the coverage that's right for you. If you're confused about different motorcycle coverage options or how much coverage you might want, we can help. Here are the most common coverages.
| Coverage | Definition | Example |
|---|---|---|
| Comprehensive coverage | Comprehensive coverage helps pay for losses or damage to your motorcycle caused by incidents like theft, vandalism, hail, wind, fire and more. | Your bike is stolen while parked outside a restaurant. Comprehensive coverage can help cover the cost to replace it. |
| Liability coverage | Required by law in most states, liability provides coverage for the cost of injury to others and damage to their property when you're at fault in an accident. | You cause a minor collision. Another vehicle is damaged. Liability coverage can help pay for repairs to the other driver's vehicle. |
| Collision coverage | Helps pay to repair or replace your motorcycle if it's damaged in a collision with another vehicle or object. | You slide out on a patch of gravel and damage your fairings and exhaust. Collision coverage can help pay for the repairs to your bike. |
| Optional equipment coverage | Provides coverage for custom parts, accessories, and equipment you've added to your bike. | You've added custom saddlebags and a new exhaust system. If they are damaged in an accident, optional equipment coverage can help replace them. |
More coverage options
You can also add medical payments, uninsured/underinsured motorist, roadside assistance, and other specialty coverages. Learn about more types of insurance coverage.
Getting a motorcycle insurance quote
What information do I need to get a motorcycle insurance quote? Have this information at your fingertips to help make the quote process quick and easy.
Rider details
- Name and date of birth
- Address and phone number
- Motorcycle license/endorsement info
- Riding history and experience
- Safety course completion details
Motorcycle information
- Make, model, year
- Vehicle identification number (VIN)
- Custom parts and accessories value
- Where the bike is stored
How to compare motorcycle insurance quotes
Start by requesting quotes for the same types of coverage, with the same limits and deductibles. For example, you can ask each insurer for a quote for your state's minimum liability coverage, plus collision and comprehensive coverages (up to the value of your bike), and select the same deductibles for each quote.
Why choose Hoover Insurance NW?
We've spent years putting customers first — personalized attention is a hallmark of our experience.
The value of an insurance broker
Ready to get a motorcycle insurance quote? Maybe you have a question about a policy or need to file a claim. Be sure to let our agents deliver personalized service and support.
The ease of local claims
You'll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.
The experience of local insights
You'll probably have a few questions as you research insurance coverage. If you're not yet ready to speak with an agent, we may still have the answers you're looking for.
How much is motorcycle insurance?
Because risks and regulations vary by state, so do motorcycle insurance rates. In addition to where you live and the type and amount of coverage you buy, details like how much you ride, your riding record and the type of motorcycle you ride also factor into the amount you pay for insurance.
Frequently asked questions
Getting started is easy!
Tell us what you need
Start online or call our office. It only takes a few minutes.
We compare options
Our team shops multiple carriers to find the right fit.
You choose with confidence
We explain the differences before you decide.
Ready to compare your coverage options?
Prefer to talk first?
Call 360-658-4149
