Condo Insurance
Protect your condo from the walls in. Get a quote or talk to an agent to find out how much you could save on your condo insurance policy.
Condo insurance issued by Hoover Insurance NW
Understanding your condo protection
A standard condo policy includes essential components to secure your financial well-being. While your condo association's master policy typically covers the building's exterior and common areas, your individual policy is responsible for everything from the walls inward.
| Coverage | Definition | Example |
|---|---|---|
| Building property coverage | Helps pay to repair the interior of your condo unit, including walls, fixtures, and built-in cabinets, if damaged by a covered peril. | A fire damages your kitchen cabinets and drywall. Building property coverage can help pay to repair or replace them. |
| Personal property coverage | Helps pay to repair or replace your personal belongings, such as furniture, electronics, and clothing, if they are stolen or damaged. | A burglar breaks into your condo and steals your television and laptop. Personal property coverage can help cover the cost to replace these items. |
| Liability protection | Helps protect your financial assets if you or your family members are found legally responsible for injuring someone or damaging their property. | A guest slips on your wet floor and breaks their arm. Liability coverage can help pay for their medical bills and legal fees if they sue. |
| Additional living expenses | Helps cover the extra costs of living elsewhere if your condo is temporarily uninhabitable due to a covered loss. | A fire makes your condo unlivable while repairs are being made. This coverage can help pay for hotel bills and restaurant meals during that time. |
You can also add loss assessment coverage, which helps pay your share of a special assessment levied by your condo association for a covered loss to common areas.
Condo insurance discounts
Consider enrolling in discounts to rack up savings without cutting coverage. We offer numerous options, and yes, layering multiple discounts is OK.
Multi-policy discount
You could save 10% or more by bundling condo and auto policies, depending on where you live.
Protective devices
Condos with monitored fire and burglar alarms, deadbolts, and smoke detectors can get discounts.
Claim-free discount
If you haven't filed a claim in three or more years, you could qualify for a discount on your premium.
What information do I need to get a condo quote?
Have this information at your fingertips to help make the quote process quick and easy.
Personal details
- Name and date of birth
- Current address and phone number
- Claims history for the past 5 years
Property information
- Condo address and year built
- Safety devices (alarms, sprinklers)
- Details on your condo association's master policy
Frequently asked questions
Getting started is easy!
Tell us what you need
Start online or call our office. It only takes a few minutes.
We compare options
Our team shops multiple carriers to find the right fit.
You choose with confidence
We explain the differences before you decide.
Ready to compare your coverage options?
Prefer to talk first?
Call 360-658-4149
