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    Medicare Insurance Plans

    Navigate your Medicare options with confidence. We can help you find the right Medicare Advantage, Medicare Supplement, or Prescription Drug plan for your health and budget needs.

    Products > Partner Products > Medicare Plans

    Understanding Your Medicare Options

    Medicare can be complex, but finding the right coverage doesn't have to be. Whether you are turning 65, retiring, or looking to change your current coverage during the Annual Enrollment Period, our licensed agents are here to help you understand your choices and find a plan that fits your healthcare needs and budget.

    Types of Medicare Coverage

    Medicare Advantage (Part C)

    Combines Part A and Part B coverage, and often includes Part D prescription drug coverage and extra benefits like dental, vision, and hearing.

    Medicare Supplement (Medigap)

    Helps pay some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

    Prescription Drug Plans (Part D)

    Standalone plans that add prescription drug coverage to Original Medicare, some Medicare Cost Plans, and Medicare Supplement plans.

    When can you enroll?

    Timing is important when it comes to Medicare. Here are the key enrollment periods to keep in mind:

    Initial Enrollment Period (IEP)

    Your first chance to sign up for Medicare. It's a 7-month period that begins 3 months before the month you turn 65, includes your birthday month, and ends 3 months after your birthday month.

    Annual Enrollment Period (AEP)

    Runs from October 15 to December 7 each year. During this time, you can join, switch, or drop a Medicare Advantage or Medicare prescription drug plan. Coverage begins January 1 of the following year.

    Special Enrollment Period (SEP)

    You may be able to enroll outside of standard enrollment periods if you experience certain life events, like moving out of your plan's service area, losing other insurance coverage, or retiring.

    Need help comparing plans?

    Our licensed agents can help you compare plans from multiple carriers to find the one that best covers your specific doctors, medications, and healthcare needs. There is no cost or obligation for our assistance.

    How It Works

    Getting started is easy!

    1

    Tell us what you need

    Start online or call our office. It only takes a few minutes.

    2

    We compare options

    Our team shops multiple carriers to find the right fit.

    3

    You choose with confidence

    We explain the differences before you decide.

    Ready to compare your coverage options?

    Prefer to talk first?

    Call 360-658-4149
    Our Team - Hoover Insurance NW in Everett, Washington

    When something happens, we're there.

    Insurance should not feel confusing when life gets stressful. Our team helps you understand your coverage, navigate next steps, and get connected with the right carrier support when a claim happens.

    Policy Review Support

    We make sure your coverage still fits your life.

    Claims Guidance

    We walk you through the claims process.

    Renewal Checkups

    We review your policy annually for gaps and savings.

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    Talk to a real person who knows you.

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