
Winter is coming. Learn how to protect your home from freezing pipes, roof damage, and other seasonal risks.
Burst pipes are one of the most common and costly winter home insurance claims. Insulate pipes in unheated areas like your attic, basement, and garage. Keep your thermostat set to at least 55°F, even when you are not home.
Clear leaves and debris from your gutters to prevent ice dams, which can force water under your roof and into your home. Have your roof inspected for damaged or missing shingles before the first snow falls.
Have a professional inspect and tune up your furnace or boiler. Replace filters regularly to ensure your system runs efficiently and safely. If you have a fireplace, have the chimney cleaned and inspected.
Check windows and doors for drafts. Apply weatherstripping or caulking to keep cold air out and warm air in. Proper insulation not only keeps your home comfortable but also helps prevent ice dams.
Review your home insurance policy before winter hits to ensure you have adequate coverage for winter-related damages.

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